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Transferring your debts can pay off If you can’t manage to pay off your credit cards with the highest interest rates, your next best bet is to see whether you can transfer those debts to a card with a more favorable rate. This will allow you to save money on interest charges as you chip away at your total balance. If you’re looking to go this route, here are a few cards to consider: Chase Slate: Chase Slate offers a 0% introductory APR on new purchases and balance transfers for 15 billing cycles. Not only that, but it doesn’t charge an annual fee or a fee on balance transfers made within 60 days of opening the card. It does, however, require good credit, which usually means a FICO score in the upper 600s or higher. You can read our full review of Chase Slate to learn more. BankAmericard: BankAmericard offers a 0% introductory APR for qualifying balance transfers made within the first 60 days of opening the card. It also comes with no annual fee. Good credit, however, is required.
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